Disclosures
Learn how banking works.

Government regulations require that you read the following disclosures when you apply for a Ascencia account. If you would like a printed copy of these disclosures, you can request a copy by contacting our Customer Service Team.

The following disclosures apply to all Ascencia accounts:
Deposit Terms and Conditions
Electronic Funds Transfers
Funds Availability
Overdraft Protection
Truth in Savings

Important Information Regarding New Accounts
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Important Information Regarding All Accounts

We may report information about your account to credit bureaus. Late payments, missed payments, overdrafts, or other defaults on your account may be reflected in your credit report.
 
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